I will just let the computer automatically update on it's own! My Start & Desktop screens finally came back. First thing I did, uninstalled "Binkiland" - which had inserted itself on my browser as my home page. I've never heard of Binkiland.
Appears I may still have go one further step to totally remove it as my home page. And, I'm still getting Ads! I am so frustrated, I may just do another "Refresh" of my computer.